When failure is expensive, plan carefully. When failure is cheap, act quickly.
--
James Clear
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If plan A fails, remember there are 25 more letters.
Act your wage.
The HSA (Health Savings Account) is a great way to save on premiums. The high deductible creates a much lower premium, and this plan allows you to save for medical expenses in a tax-free savings account.
Twist and wring out the budget, work extra hours, sell something, or have a garage sale, but quickly get your $1,000. Most of you should hit this step in less than a month.
Social security was never intended to be a retirement plan. At most, it was designed to provide an income supplement.
When failure is expensive, plan carefully. When failure is cheap, act quickly.
The four most expensive words in the English language are, "This time it's different."
In the 20th century, the United States endured two world wars and other traumatic and expensive military conflicts; the Depression; a dozen or so recessions and financial panics; oil shocks; a flu epidemic; and the resignation of a disgraced president. Yet the Dow rose from 66 to 11,497.
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