My definition of wisdom is knowing the long-term consequences of your actions.
--
Naval Ravikant
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The real measure of your wealth is how much you'd be worth if you lost all your money.
The biggest threat to long-term returns is your behavior in the short term.
Buy what thou hast no need of and ere long thou shalt sell thy necessities.
Don't let your mouth write no check that your tail can't cash.
There is no dignity quite so impressive, and no one independence quite so important, as living within your means.
A budget is telling your money where to go instead of wondering where it went.
Act your wage.
I learned early on that work creates discipline, and when you have discipline in your life, you are a healthier person.
I tell everyone never to take more than a fifteen-year fixed-rate loan, and never have a payment of over 25 percent of your take-home pay. That is the most you should ever borrow.
Measure your wealth not by the things you have, but by the things for which you would not take money.
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