Most people never realize that 80% of the work is done before you step in a room. That's why they spend their entire lives grasping for magical tactics instead of changing their entire mindset.
--
Ramit Sethi
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The most powerful force in the universe is compound interest.
I say to you never involve yourself in debt, and become no man's surety.
Live within your means, never be in debt, and by husbanding your money you can always lay it out well.
When you get in debt you become a slave.
The real measure of your wealth is how much you'd be worth if you lost all your money.
Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.
Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one.
A bank is a place that will lend you money if you can prove that you don't need it.
If you're thinking of debt, that's what you're going to attract.
Costs are like fingernails, they always have to be cut.
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