99% of people should be 100% index-fund investors.
--
Steve Adcock
Site:
steveadcock.us
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The first $100,000 is a bitch, but you gotta do it.
There are people who have money and there are people who are rich.
I do recommend that most people sell the car with the most debt on it.
I tell everyone never to take more than a fifteen-year fixed-rate loan, and never have a payment of over 25 percent of your take-home pay. That is the most you should ever borrow.
If you invest $464 in a good mutual fund every month from age thirty to age seventy, you'll end up with more than $5 million.
The lottery is a tax on poor people and on people who can't do math.
Twist and wring out the budget, work extra hours, sell something, or have a garage sale, but quickly get your $1,000. Most of you should hit this step in less than a month.
You can't work three hours a week and make $100,000
Today, there are three kinds of people: the have's, the have-not's, and the have-not-paid-for-what-they-have's.
The desire to make more money should not be your goal; it should be your obligation. It should be your responsibility.
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