Only when the tide goes out do you discover who's been swimming naked.
--
Warren Buffett
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What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience?
I say to you never involve yourself in debt, and become no man's surety.
Live within your means, never be in debt, and by husbanding your money you can always lay it out well.
When you get in debt you become a slave.
The real measure of your wealth is how much you'd be worth if you lost all your money.
Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.
Having been poor is no shame, being ashamed of it is.
A bank is a place that will lend you money if you can prove that you don't need it.
If you're thinking of debt, that's what you're going to attract.
The first $100,000 is a bitch, but you gotta do it.
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